Russ Charvonia, JD, ChFC®, CLU, CFP®, Esq.

Managing Director & Senior Wealth Advisor

Russ Charvonia, JD, ChFC®, CLU, CFP®, Esq.

Designations and Licenses

Russ is a Chartered Financial Consultant, a Chartered Life Underwriter and a CERTIFIED FINANCIAL PLANNER™ professional.

Experience and Education

Russ helps individuals and families grow and protect wealth with comprehensive wealth management including integrated financial planning and investment strategies. Prior to joining Mariner, he was a founding partner with Channel Islands Group, a Ventura-based registered investment advisor. He also has an estate and charitable planning practice with Channel Islands Law Group, a P.C. in Ventura where he combines his financial and legal experience to provide mediation services to clients.

Russ has a Juris Doctorate degree from the Ventura College of Law.

Personal Interests

He volunteers his professional services to several nonprofit organizations in his community, including serving on the boards of the Masonic Homes of California, Alisa Ann Ruch Burn Foundation and Ventura Center for Dispute Settlements. He is active in Temple Beth Torah in Ventura, having served as its president. Russ is also president of the Worldwide Civility Council, an organization striving to restore civility in society as well as volunteering for Channel Islands Restoration, helping to restore the Islands to their native condition.

He recently co-authored The Civility Mosaic: How Anyone Can Use the Principles of Freemasonry to Repair Our World.

Ryan Drake, CPA

Director, Tax Planning & Preparation



Email Ryan



913-378-9175

Designations and Licenses

Ryan is a Certified Public Accountant.

Experience and Education

Ryan assists in the preparation and review of client tax returns. He also provides tax planning and projections based on clients’ specific needs. He coordinates training for new staff on tax processes and software.

Prior to joining Mariner, Ryan was a senior tax accountant at Commerce Bank with a focus in income tax compliance. Prior to that, he was a senior tax associate with McGladrey, where he was responsible for working with a diverse client base on their tax-related needs with a focus on S-Corporation and individual tax preparation and planning services.

Ryan holds a bachelor’s degree and master’s degree in accounting from the University of Kansas.

Personal Interests

Ryan is involved in his church through many leadership roles.

Ryan Eatherly, CFP®

Director & Senior Wealth Advisor



Email Ryan



425-230-2658

Designations and Licenses

Ryan is a CERTIFIED FINANCIAL PLANNING™ professional.

Experience and Education

Ryan combines his experience in financial planning and investment management to deliver wealth advisory services to high-net-worth individuals and families. He walks clients through the financial planning process, including tax planning, wealth transfer strategies, investment management, risk management and small-business planning.

He started his career in financial planning in 2003. He was a partner and senior wealth advisor at Martin Financial Group, an independent RIA, until the firm was merged with Mariner in 2019. Along with his roles as partner and senior wealth advisor, Ryan also served as co-portfolio manager of the firm’s Diversified Multi-Strategy Portfolio (DMSP). The DMSP portfolio was a large-cap relative value strategy focused on income and capital appreciation.

Ryan has a bachelor’s degree in economics from the University of Louisville. He is involved in the financial planning community and is a member of the national and Seattle chapters of the Financial Planning Association.

Accolades

In 2015, Ryan was named to the Southern Indiana Business Source 20 under 40.

Personal Interests

Ryan enjoys spending time outdoors boating, skiing and recently trying his hand at mountain biking with his young children.

Daniel Ruiz, CFP®, EA

Senior Wealth Advisor



Email Daniel



425-230-2656

Designations and Licenses

Daniel is a CERTIFIED FINANCIAL PLANNER™ professional and an Enrolled Agent with the IRS. He holds life/health/disability insurance licenses, a long-term care insurance license and an annuities & variable lines license.

Experience and Education

Daniel provides clients with comprehensive wealth management services to help them achieve their goals as well as integrated planning and strategies to help them grow and protect their wealth.

Prior to joining Mariner, Daniel worked as an associate wealth advisor at Northwestern Mutual, where he helped review and evaluate client income, assets, tax exposure, estate plan, investment allocation and insurance to develop customized, comprehensive financial plans. He also assisted with portfolio construction, investment management and reporting. Before that, he worked as a principal coordinator at Capital One Investing helping clients with investment products and services tailored to their investment objectives.

Daniel has a bachelor’s degree in finance from Western Washington University.

Personal Interests

A Washington native, Daniel resides in Kirkland with his wife, Alicia, and their dog, Tucker. Away from the office, he enjoys taking full advantage of living in the Pacific Northwest by hunting, fishing, skiing, golfing, gardening and cooking.

MICROSOFT Corporation Executives

Consistent Advice. Reliable Service.

Learn More Schedule a Meeting

CREATE YOUR PERSONALIZED WEALTH PLAN

Speak With an Advisor

Get Started

Plan for your future, protect your life & Assets

Why choose Mariner?

Firsthand experience working with Microsoft executives, employees, alumni and retirees.
Adept in retirement plan benefits, employee stock awards, and appropriate planning techniques to minimize taxes and maximize the wealth creation opportunity from Microsoft.
Technical knowledge of the Microsoft benefits package and equity compensation plan (including RSUs and ESPP).
A network of experienced attorneys to help Microsoft employees get their legal affairs in order.
Collective experience of more than 30 years in building customized portfolios, including asset allocation, security selection and managing concentrated positions.
Comprehensive wealth planning knowledge, tools and resources.

Helping You Navigate Your Financial Future

Meet the Microsoft Team

Combined the professional disciplines of a Certified Financial Planner™ professionals, Certified Public Accountants, Equity Compensation specialists, and Estate Attorneys to form a specialized team familiar with Microsoft benefits and compensation.

Experience working alongside MCD Empower retirement team and Merrill Lynch Corporate Services for Equity plan
Firsthand experience working with Microsoft executives, employees, alumni and retirees
Technical knowledge of the Microsoft benefits package and equity compensation plan
Adept in retirement plan benefits, restricted stock grants and appropriate planning techniques to minimize taxes and maximize the wealth creation opportunity from Microsoft
Collective experience of more than 30 years in building customized portfolios, including asset allocation and security selection
Comprehensive wealth planning knowledge, tools and resources

Russ Charvonia, JD, ChFC®, CLU, CFP®, Esq.

Managing Director & Senior Wealth Advisor

Ryan Drake, CPA

Director, Tax Planning & Preparation

Ryan Eatherly, CFP®

Director & Senior Wealth Advisor

Daniel Ruiz, CFP®, EA

Senior Wealth Advisor

Resources for You

Strategies for Managing Concentrated Stock in a Diversified Portfolio

A concentrated stock position that might help create wealth could eventually present risks to your portfolio and financial peace of mind.

Learn More

Our Investment Process: A Clear, Consistent Approach

Our investment philosophy is simple: Maximize your return while minimizing your risk. We do this by combining sound investment principles, exhaustive research and knowledge of your individual financial situation to build the right portfolio for you.

Learn More

The Importance Of Working With An Advisor Who Understands

When evaluating potential financial advisors, it is imperative to choose one who is technically qualified to care for your financial well-being. Clients often decide on which advisor to work with based on that person’s professional designations, education and experience.

Learn More

Retirement Plan NUA

Have you ever wondered about the significance of the shares within your Retirement Plan? In today’s video, we’ll show you how to use your retirement plan via the Split Qualified Lump Sum Distribution or Net Unrealized Appreciation method (NUA) in a tax-efficient way to help meet your living expenses once you’ve retired.

Watch Video

Schedule a Meeting

Name

Phone

State

Title

BEST TIME TO MEET

Before Noon

Noon - 5PM

After 5PM

If you are human, leave this field blank.